Your plan

Every figure below is in today's dollars, so a number that stays flat is a standard of living that stays flat.

Where you stand

Date of birthSets your age, and how long the plan runs.As ofThe date these figures were true.Liquid net worthEverything you could actually spend: brokerage, IRA, 401(k), cash. Not the house.Plan through ageAverage for someone 61 today, plus five years.

Stocks 70% / bonds 30%Total US stock market and total US bond market.

Put a number in the box on the left

Your birth date and your liquid net worth are enough to draw the first version of this. Everything else arrives with a sensible default you can argue with afterwards.

What actually happened

Record where you stand whenever you like — once a year is plenty, and any date works. Each entry becomes the new starting point, the projection is redrawn from it, and one more year stops being a guess.

Sign in to keep a record. Everything above works without an account — it just won't be here when you come back, and the year-over-year picture needs a history to compare against.